GST only on fee-based financial services


Image source : FB

PUTRAJAYA: Consumers need not fear they will be taxed heavily for financial transactions because GST will only be imposed on fee-based services, said Customs Department senior assistant director (finance and banking) Rozila Saad.

Financial services such as cash deposits or withdrawals, loans and bonds, late payment or finance charges, as well as interest earned from savings or fixed deposits were exempted from GST, she said.

However, processing fees which banks or registered financial institutions charged to perform these services would be taxed under GST.

Rozila dismissed claims circulating online that GST would be applied for money withdrawn from ATMs.

“If you withdraw RM3,000, GST will be imposed on the RM1 charged by banks for the MEPS service provided. We do not tax 6% GST from the amount you withdraw,” she told a media briefing yesterday.

As for overseas online purchases, Rozila said GST, instead of the exis­ting sales tax, would be imposed on the total value of the product after calculating its CIF (cost, insurance and freight) value and import duty.

She said consumers could see sa­vings in this area when GST kicked in as sales tax currently ranges from zero to 10% depending on the item.

For a list of GST treatment for more than 300 general bank pro­ducts and services, as well as a set of frequently asked questions, visit the Association of Banks in Malaysia’s website at

More GST-related information, legislation, guidelines and services can also be found on the Customs Department’s GST website

Article from The Star

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KTM ETS Butterworth -KL in Four Hour

KUALA LUMPUR: People are looking forward to the speed railway project linking Kuala Lumpur to Padang Besar which is expected to be operational soon (expected in June)

Electric Train Service (ETS) which developed the Malayan Railway (KTM Berhad) -the train can run at a speed of 140 miles per hour and will gives more comfort to the passengers travelling from Padang Besar to Kuala Lumpur.

Currently the service is linking Ipoh-Kuala Lumpur and the travel period is two hours..

Through the same service, it is expected to be made available for more people, especially those living in the northern area.

The news was shared on social networking site Facebook by Mukhriz Mahathir FC, yesterday who uploaded some photos which showed KTM in the process of test-run for the journey from North to Kuala Lumpur.

The entry specifies the duration of the trip that took about 4 hours to travel from Kuala Lumpur to Padang Besar.

Among the  excited social networking site users, Deck Tan said:

“Wow …can’t wait  to ride this KTM’s new electric train .. It will be much easier to travel anywhere after this”.

“Congratulations Kedah !! It’s the great idea and a delegation of Tun Mahathir. The greatness down to the child’s father (Mukhriz  Mahathir) , “commented Jim Nurul Hidayah.

However, there are also a handful of social networking site users which questioned the possibility of expensive tickets.

“Thank you BN (Barisan Nasional) … prices rose by 50%,” said James Yeoh in the entry.

Earlier, Chairman of the KTM, Datuk Ahmad Nawawi stated that recent service will be fully operational by January 2016.

However, the first operation is expected to start in June between Butterworth and Kuala Lumpur.


 article  translated  from Malaysian

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King Saud University has issued long-awaited copy of Quran dont leave a friend and any one you know, but sent him this Quran. They have made great efforts in preparation. Full complete Quran and its interpretation just by touching the screen from left to right.
Voice + recite + translation + interpretation

please feel free to share this. ~MyDestiny2011

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mohon keampunanan

Aamiin ya Rabbal Alamiin.

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Fares increased for taxi, train and express bus services

KUALA LUMPUR: Be prepared to pay more for your public transport. The increase in taxi fares takes immediate effect while train and express bus charges will be raised on May 1 and May 15 respectively.

Budget taxis in the Klang Valley and Johor Baru will charge 25 sen per 200m and 25 sen per 36 seconds although the flagfall will remain at RM3 for the first kilometre.

This is a sizable increase as each budget taxi will get RM1.25 per km (from RM0.87 per km, up by 44%) and 42.67 sen per minute (from 28 sen per minute, up by 49%).

For example, a budget taxi that is stuck in traffic for an hour will take in RM25 (RM30 for those in Penang) from time-based charges alone, up from RM16.80 previously. This is likely to make taxi drivers more willing to face congestions.

Express buses will charge 2.1 sen more (or 22.5%) per km, setting the new fare at 11.4 sen per km.

Land Public Transport Commission (SPAD) chairman Tan Sri Syed Hamid Albar said taxi and express bus operators were facing rising costs, adding that the last fare review for both was in 2009.

“We took into account the needs of the operators and the public (in coming up with these new fares),” he told reporters at SPAD headquarters here.

Teksi 1Malaysia (TEKS1M) cabs – consisting exclusively of the brown Proton Exora – are the only taxis to have the flagfall rate raised from RM3 to RM4.

The hike in taxi fares does not cover airport limos and executive taxis (typically blue in colour), and is limited to Peninsular Malaysia.

According to SPAD, taxi fares would be reviewed each year based on operating cost changes.

Although the increase in fares took immediate effect, taxis could only charge the new rates after the meter had been recalibrated.

SPAD chief executive Mohd Nur Ismal Mohd Kamal said it would take one to two months for all taxis to use this new setting.

“There’s a panel of service providers they can go to. We have asked them to increase (operating) capacitym,” he said.

SPAD said that senior citizens, the disabled and children below 12 years old would continue to enjoy the 25% discount on express bus fares.

On train fares, Syed Hamid said SPAD had given its approval to KTM Bhd and Prasarana Malaysia Bhd to set new rates covering LRT, KTM Komuter, KTM Intercity and KL Monorail.

According to SPAD, the Ampang and Kelana Jaya LRT Line fares have not been reviewed for the past 19 and 17 years respectively. Monorail, KTM Komuter and KTM Intercity fares have remained the same for 12, 12 and 25 years respectively.

Mohd Nur said the fares of stage buses would not be increased now or in the near future.

“This is because low-income earners rely on stage buses for transport, and they cannot afford to pay more,” he said.

He added that the Government would cover stage bus costs.

source : The Star


what else now? With the coming GST effective 1st April, consumers are paying more for almost everything. Be prepared for the next coming election,  BN.

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Last call at Restoran Rose 911 before it closes in Kampung Pandan

And instead of opening elsewhere, the owner, Rusnani Ahmad (better known as Kak Ros) will now focus on lunch box delivery and catering.

The eatery has a stellar reputation among KL-lites for its Negeri Sembilan Malay food, or masakan Ngori.

According to Kak Ros’ daughter, Mashitah Ismail, the landowner wants the land back and requested that they vacate. Their last day of business will be on April 2.

The exterior of the restaurant that will be vacated in April.The exterior of the restaurant that will be vacated in April.Started in late 1992, it was originally meant to be a small nasi lemak business for Kak Ros after her husband retired.

After the structure was built, they realised the space was too big to just sell only one item so she decided to sell nasi campur featuring the traditional Malay dishes from her hometown in Negeri Sembilan — a rarity in those days.

Pick what you like from the counter (left). A selection of duck egg, salted fish, rendang pegaga, daging salai and sambal prawns for lunch (right).Pick what you like from the counter (left). A selection of duck egg, salted fish, rendang pegaga, daging salai and sambal prawns for lunch (right).The Bahau native has always been enterprising; plucking vegetables to earn extra income when she was young.

When her husband was sent to Australia, Paris and London to further his studies, Kak Ros did not join him as she preferred to stay home to look after their four young children.

Making badak berendam is a labourious job.Making badak berendam is a labourious job.She had to juggle a full-time direct selling job with being a mother, and make kuihto earn some side income. She only asked that the children do well in school and get good university degrees.

The eatery got its unusual “911” nickname from customers. It’s a reference to an American police car that used to be parked in front of the premises. According to Kak Ros, the police car was a gift to her husband who used to own a production company. Eventually she sold it since the car’s maintenance costs were too high.

Daging salai masak lemak uses grilled beef.Daging salai masak lemak uses grilled beef.Negeri Sembilan Malay cuisine is distinctly different from other styles of Malay food as most of the dishes are served masak lemak or cooked in a thin coconut milk curry tinged yellow with turmeric. You will find different variants, like rebungor daging salai (grilled beef). There is also sembilang salai, or grilled ikan keli (catfish) cooked masak lemak. Seafood lovers swear by their siput sedut or the sweet tasting crabs with ladlefuls of masak lemak curry. They also serve asam pedas, ayam gorengkampung, and sambal sotong.

Even the vegetables should not be missed. It’s hard to choose between aromaticmasak tempoyak daun-daun kayu and the addictive creamy sambal goreng jawa with its prawns and, tempeh cubes cooked with long beans. We suggest you have both as they’re equally delicious.

Sambal prawns is a delicious choice here (left). Cooking the rendang pegaga, a traditional Negeri Sembilan Malay dish only found here in Kuala Lumpur (right).Sambal prawns is a delicious choice here (left). Cooking the rendang pegaga, a traditional Negeri Sembilan Malay dish only found here in Kuala Lumpur (right).This is also the only place in KL that serves rendang pegaga made with the pennywort herb, cooked in coconut milk and chicken spare parts. It’s often one of the last dishes to be prepared, so sometimes it only hits the counter midway during the busy lunch hour.

Make space for the badak berendam and lepat pisang (back) for desserts

Make space for the badak berendam and lepat pisang (back) for dessertsDon’t miss the badak berendam — steamed glutinous rice shaped dumplings in a light green hue from pandan juice filled with grated coconut cooked with gula Melaka syrup, served soaking in coconut milk. It’s divine eaten fresh from the steamer with its soft supple skin paired with slightly sweet coconut filling.

According to Kak Ros, in Negeri Sembilan it’s known as kuih sopang, but locals in the city prefer to call itbadak berendam or kuih epok epok. This kuih is painstakingly made by hand throughout the lunch session, where diners can get them fresh from the steamer, as it’s made in small batches.  Kak Ros is incredibly fussy about the kuih’s quality, hence she makes it personally with her daughter Mashitah and her long-time worker, Nariah Saad.

In addition, they also serve lepat pisang, another popular kuih made with bananas that is steamed in banana leaf parcels. Kak Ros says some of her customers claim it’s the best in town.

You get all sorts of items like crabs cooked in masak lemak.You get all sorts of items like crabs cooked in masak lemak.Since word has spread of its imminent closure, regulars have flocked from afar to eat their food here for the last time. Once they close, they will relocate to the kitchen at Kak Ros’ house within the Kampung Pandan area. As a back-up business and to introduce their new business plan, Mashitah started a lunch box delivery service in January. Orders can be placed for lunch, with a minimum of 10 boxes, via WhatsApp or email and it will be delivered to you. Since the delivery service started, response has been good with orders from KLCC, banks and a nearby clinic. After April, they will do away with the minimum order rule.

Lunch time is often busy from noon onwards.Lunch time is often busy from noon onwards.Currently, Kak Ros’s two youngest children help her out at the eatery; her daughter Mashitah and son, Ilyasa who is studying for his Masters in Business Administration. Mashitah who graduated with a degree in food science plans to also use food trucks filled with their signature dishes to ply three areas: Kajang/Bangi, Kuala Lumpur and Shah Alam. Expect to see their famous food hit those areas in the near future.


source : The Malay Mail

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“Ya Allah, forgive me my sins and those are of my parents, and have mercy upon them as they had mercy upon me when I was small. Aamiin ya Rabbal Alamiin.”

رَّبِّ ارْحَمْهُمَا كَمَا رَبَّيَانِي صَغِيرًا

“My Lord! bestow on them thy Mercy even as they cherished me in childhood.” [Al-Israa: 24]

رَبَّنَا اغْفِرْ لِي وَلِوَالِدَيَّ وَلِلْمُؤْمِنِينَ يَوْمَ يَقُومُ الْحِسَابُ

“O our Lord! cover (us) with Thy Forgiveness – me, my parents, and (all) Believers, on the Day that the Reckoning will be established! [Ibraheem: 41]

رَبَّنَا اغْفِرْ لَنَا وَلِإِخْوَانِنَا الَّذِينَ سَبَقُونَا بِالْإِيمَانِ وَلَا تَجْعَلْ فِي قُلُوبِنَا غِلًّا لِّلَّذِينَ آمَنُوا رَبَّنَا إِنَّكَ رَؤُوفٌ رَّحِيمٌ

“Our Lord! Forgive us, and our brethren who came before us into the Faith, and leave not, in our hearts, rancour (or sense of injury) against those who have believed. Our Lord! Thou art indeed Full of Kindness, Most Merciful.” (Al-Hashr: 10]

May Allah (swt) have mercy upon all Muslims both the living and the dead, Aamiin ya Rabbal Alamiin.

source (duas)


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CNYWishing all Malaysian Chinese Happy Lunar New Year.  For those traveling, have a safe and pleasant journey.

Gong Xi Fa Cai & Happy Holidays


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I know am spending lesser time here, it has come close to five months since my dad passed away,  it was not an easy time for me and all my siblings. I know that Allah has took him away, that his time is up for him to return to his Creator , but I guess all of us didn’t expect him to go so soon.

My dad was ill and spent the last 44 days in and out of hospitals. He was admitted a few time previously, but we never expect something was seriously wrong with him.

The word CANCER, i.e lung cancer was never in our vocabulary. None of us suspected that he was suffering from the killer desease.

We were all stunned and lost for words when the doctor informed us. He was already in stage four, not long before he was gone.

My dad never find out, until the end.

It was almost like a nightmare. We will never forget the day the most important person in our life,  left us.  It was no easy to come to term that he is gone and we will never see him again.

I don’t feel the same anymore. Its like part of me is gone.

I found my strength by turning to Him, crying my heart out. I hope Allah The Almighty will give me strength to move on. May be one day things will get better.

May his soul rests in peace. May Allah forgive all his sins and place him in a better place. Aamiin.

We will always pray for you ayah. I will always love you. Alfatihah.

Please forgive me if I had, in anyway,  in the past  offended or hurt anyone here.

Have a great holiday,  drive safely and take care.



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FridayHave a blessed Friday everyone.

Alfatihah for  Allahyarham Dato Nik Abdul Aziz. May his soul rests in peace. May Allah grant him Jannatul Firdaus. Aamiin. It is indeed a big lost to the nation. My deepest condolences to his family members.


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