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Keep it simple, Bank Negara tells insurance firms

PETALING JAYA: To protect consumers, Bank Negara wants the insurance industry to make their policies easier for the public to understand.

The regulatory body has issued product transparency and disclosure guidelines to insurance providers, emphasising the importance of using “plain and intelligible language” in policy documents.

This is to make it easy for consumers to understand their contractual rights and responsibilities, so that they can make informed decisions, a central bank official said.

“Work is already in progress to improve the wording in hospital and surgical insurance policies to ensure that simple words are used to explain and draw attention to important terms and conditions of the policy, including, in particular, the medical conditions covered and those excluded from the policy,” she said.

On the pricing of medical and health insurance products, she said these were determined by the insurance company or takaful operator based on actuarial principles.

Any changes to factors like exposure to anti-selection risk and medical inflation might lead to a review of the premiums, she explained.

“There are, however, safeguards in place. Insurance product pricing requires a qualified actuary of the insurance company to certify the reasonableness of the premium charged.

“This is influenced by economic factors such as medical inflation, mortality and morbidity rate as well as investment performance of the insurer,” she said.

source : The Star

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Policyholders to pay more for coverage

PETALING JAYA: Faced with higher claims from rising medical costs, many insurance companies have increased their charges and premiums by up to 20%.

National Association of Malaysian Life Insurance Field Force and Advisers (Namlifa) deputy president Kho Chui Ing said most companies had adjusted their charges and premiums for medical, health and investment-linked policies over the last few months to cope with medical inflation.

“Some companies are offering policy upgrades and at the same time increasing premiums while others just raise the existing policy charges and premiums,” he said, adding that insurance companies only needed to issue a 30-day written notice to policyholders for the hike to take effect.

Policyholders must comply with the new rates or risk their policy lapsing.

Admitting that agents have a tough time explaining the increases, Kho said Namlifa had a duty to protect the welfare of its 12,000 members and policyholders.

“We are also policyholders and we too have to pay the same rates for the same benefits as our clients. Policyholders have to see what is causing the inflation and solve that rather than get angry with the insurance companies and agents.

“Even hawkers are raising their prices insisting it’s not by choice but a necessity as ingredients are expensive,” he said, adding that Namlifa would engage with Bank Negara to ensure a more sustainable growth for the industry.

Prudential Assurance Malaysia Berhad (PAMB) recently notified its policyholders that the PRUmajor med plans (PMM) premiums and charges would be increased effective from the individual’s policy anniversary date. PMM is a medical and hospitalisation rider that is attached to investment-linked insurance plans (known as PRUlink plans) offered by PAMB.

PAMB CEO Philip Seah said only those with a PMM plan attached to their investment-linked policies were included in the revision.

He said the percentage of increase varied from individual to individual, depending on the type of plan. Any revision was only made after taking into consideration the rising costs and frequency of people seeking treatment. This was to ensure that policyholders continued to enjoy medical coverage in the long run.

“We’ve increased the lifetime limit of all PMM plans to ensure that policyholders are able to cope with rising medical inflation,” he said, adding that medical inflation in Malaysia was currently about 10% yearly and projected to continue rising.

In December, the Government allowed a maximum 14.4% rise in private medical fees – almost half of the 30% requested by the Malaysian Medical Association (MMA).

General Insurance Association of Malaysia (PIAM) chairman Chua Seck Guan said medical and health insurance, which accounted for RM920mil of the sector’s total market share last year, was projected to grow as demand in the healthcare sector increased in line with the country’s development as a medical hub.

MMA president Datuk Dr N.K.S. Tharmaseelan said insurance companies should control wasteful expenditure by hospitals instead of increasing premiums. They should also be “eagle-eyed” when presented with hospital bills and speak up when they are overcharged.

“(Instead) they take the easy way out by arm-twisting doctors to lower their fees,” he said.

Fomca secretary-general Datuk Paul Selvaraj said insurance companies should not hold consumers to ransom because health insurance was a necessity.

“Any increase should only be on new or upgraded policies and policyholders must be given an option whether or not they want the extra benefits. If they are happy with the present coverage, insurance companies should not force them to pay more,” he said

source : The Star

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MH370 search: Next 48 hours crucial, says Hishammuddin

KUALA LUMPUR: The next 48 hours will be crucial in the underwater search for missing Malaysian Airlines (MAS) flight MH370 with the search area narrowed, said Acting Transport Minister Datuk Seri Hishammuddin Tun Hussein

“It is my understanding that the search effort is entering a critical stage in the next 48 hours.

“Whatever happens in that period, we will then regroup and discuss our next move,” he said at the press conference at Royale Chulan hotel, Saturday.

Hishammuddin also denied claims by certain media that the mapping of the seabed in the search would take six weeks to two months.

“That is not true. It should be completed by next week,” he said.

Australian officials supervising the search said on Saturday that the underwater search for the black box recorder based on “pings” possibly from the device could be completed in five to seven days.

After almost two months without a sign of wreckage, the current underwater search has been narrowed to a circular area with a radius of 10 km around the location in which one of four pings believed to have come from the black box recorders was detected on April 8, officials said.

“Provided the weather is favourable for launch and recovery of the AUV and we have a good run with the serviceability of the AUV, we should complete the search of the focused underwater area in five to seven days,” the Joint Agency Coordination Centre (JACC) told Reuters in an email, Saturday.

Flight MH370, carrying 227 passengers and 12 crew, left the KL International Airport at 12.41am on March 8 and disappeared from radar screens about an hour later while over the South China Sea. It was to have landed in Beijing at 6.30am on the same day.

A multinational search was mounted for the Boeing 777-200 aircraft, first in the South China Sea and then, after it was learnt that the plane had veered off course, in the southern Indian Ocean

Source : The Star

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Anwar’s defence ‘uncredible’ over sodomy charge, says court

PUTRAJAYA: The Court of Appeal ruled that Datuk Seri Anwar Ibrahim’s statement from the dock over his sodomy charge was a mere denial, according to the written judgment made available to the media on Friday.

This was held by the panel chaired by Justice Balia Yusof Wahi in their sentencing Anwar to five years’ jail for sodomising his former aide in 2008. Two other judges in the coram are Court of Appeal judges Justices Aziah Ali and Mohd Zawawi Salleh.

In the 85-page written judgment, the panel said that the bare denial by Anwar, 67, over the sodomy allegations by his former aide Mohd Saiful Bukhari Azlan does not amount to any doubt whatsoever.

“A credible defence is one that answers the evidence thrown at it by the prosecution.

“It is also imperative that the respondent (Anwar) explains his case.

“For the respondent to succeed in his defence, it is incumbent upon him to adduce evidence which can answer the allegations in the charge,” they said.

The three judges said that Anwar did not even deny that he was at the scene of the crime at the material time and date as stated in the charge.

He said Anwar also did not dispute the fact that Mohd Saiful had brought an envelope to him at the place of incident.

They said that the statement from the dock is evidence but it is not entitled to the same weight as sworn testimony.

“In our view, the trial judge in the instant appeal could quite properly wonder why the respondent (Anwar) had elected to make an unsworn statement; that it could not be because he had conscientious objection to taking the oath since, if he had, he could affirm.

“Could it be that the respondent was reluctant to put his evidence to the test of cross-examination? If so, why?” they asked.

The panel said further that: “He (Anwar) had nothing to fear from unfair questions because he would be fully protected from this by his own counsel (late lead counsel Karpal Singh) and by the court.”

The court had on March 7 found Anwar guilty over the sodomy charge. The panel further stressed that Anwar had given notice on alibi and listed 14 witnesses in support of his alibi before commencement of the sodomy trial but never pursued for reasons best known to him.

“It is pertinent to note that an alibi represents a complete defence to exculpate the respondent from the offence charged,” they said.

The Court of Appeal also held that the delay of the complainant in lodging a police report over the sodomy allegations against Anwar was not fatal to the prosecution’s case.

The late Karpal Singh, who was the lead counsel for Anwar in Sodomy II trial, had submitted that the credibility of Mohd Saiful had been eroded by his delay in making his police report which was done only two days after the alleged incident.

Karpal urged the appellate court to revisit and reappraise Mohd Saiful’s evidence. It was submitted that Mohd Saiful’s conduct after the alleged incident renders his evidence preposterous to be believed.

The panel chaired by Justice Balia Yusof Wahi, however, ruled that if there was cogent and acceptable explanation offered for the delay, it loses its significance.

“We wish to add that delay in the lodging of the police report is not by itself fatal to the case for the prosecution nor can delay itself create any suspicion about the truthfulness of the version given by the informant just as a prompt lodging of the report may be no guarantee about its being wholly truthful,” the panel said.

Anwar was charged with sodomising Saiful, then 23, at a Desa Damansara condominium unit in Bukit Damansara between 3.10 pm and 4.30 pm on June 26, 2008.

Source : The Star

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Stop Killing Yourself! 25 Ways You are Secretly Doing Yourself In

A great article to ponder..

Life is so weird isn’t it?

We are taught from a very early age that if we think certain ways and do certain things, all will be well. We will find our perfect love and live happily ever after.

It doesn’t take long to realize that it is a load of BUNK, but we have no true information to take the place of the weird ideas that were supposed to make our lives wonderful.

Also, there are many ways we do ourselves in without knowing it and in order to knock it off, we have to dig down deep and root out the false ideas that have been sold to us. These false ideas make us decide to do the destructive things.
1. Spending time with the wrong people

I learned very early on that in order to be successful in life, you had to hang out with successful people. People who view themselves as failures look for and find all kinds of excuses for their failure.

They then give you these excuses as though they are fact. If you start believing them, you fail too. Simple.

Hang out with successful people and do what they do. See what works for them and what doesn’t. Then do the things that have worked.

There is no secret to success other than finding out how to do it. And who knows how better than someone successful?
2. Running away from difficult situations.

When you run away from your problems, guess, what? They come with you!

Like the parking ticket that you decide to ignore, they grow and grow until they cannot be ignored any longer.

Take the time to look over your life and see if there are any problems that you are not confronting and handling. If so, have a look at what the actual problem is and do something about it. Even if you don’t handle it all at once, at least you will have started.
3. Allowing people to destroy you.

There are certain people in life who are out to destroy not only you, but everyone in their environment. They are a small percentage of people but the damage they do is horrible.

You will know these people because they constantly put you down, stomp on your dreams, pretend that they are helping you when they are actually crushing you. You will know them too by how well or poorly your life goes when they are near.

Ruthlessly weed them out of your life and watch things smooth right out. It is almost magical.
4. Not taking responsibility.

Responsibility has gotten a bad rap these days because too many people think it means blame.

They think that if they admit that they caused something and it went bad, they should be condemned. This is a wrong idea shoved on us by a society that wants everyone to be passive and not do anything.

People are not rewarded for causing things to happen. They are slammed for it. Even if what they caused was good. This makes people want to avoid responsibility which is really just acknowledging that you caused something to happen. Understand that this is a manipulation to keep you sitting down and quiet.

Go make things happen, and know that you have done it for better or for worse. Don’t be afraid.

If those around you are not ok with you being dynamic and a mover and shaker, you are in the wrong company. Go find other movers and shakers and go move mountains.
5. Being someone else.

My radio co host, Sally Nutter talks about this a lot.

When you try to be someone else so that others will like you, it is damaging for two reasons:

First, you are as much as admitting that you are not ok and have to be someone else to be accepted. This is false. You are good. You do have a lot to offer the world even if it is only your opinion.

Secondly, if others do not like who you really are, you are in the wrong company. Simple!

Sometimes it takes a really long time to find people who are similar to you and have the same ideas about things. You can feel adrift in a choppy sea when you know you are the only one who thinks the way you do.

Go find your group. It is out there somewhere. I promise. It took me half a lifetime to find mine but it was worth every second I spent searching.
6. Holding onto past painful events.

Decisions made in times of pain and anguish, affect you from that point on. Do your best to look at things in the present and realize that there may be times when past pain clouds your judgement.

Understand this and really look at everything in present time.
7. Being afraid to fail.

The big tendency in the media today, is to dig up a past mistake on someone’s part and blast it all over the front pages, out of context. This ruins the person who has been  targeted. This is evil and people who do this have crimes of their own, much worse than anything they are blasting about their victim.

In the early days of silent film, film star, Fatty Arbuckle was framed for murder. He was tried in the media thanks to William Randolph Hearst who admitted that he targeted Mr. Arbuckle. Depite Fatty Arbuckle being completely exonerated in court and an apology issued by the judge for the destruction of his career, Mr. Arbuckle was completely ruined because “Nobody wanted to go see a film starring a murderer and rapist.” He died a broken man. His only crime was being famous.

This vile behavior continues today and certain stupid people pick up on it and imitate it. This makes even the everyday person fearful of doing anything.

The remedy for this is simple. Go out and make things happen. If someone tries to make you wrong for it, hold your position; if they make a stink, start looking into their background. Don’t be surprised by what you find.

If you keep your integrity, more people will respect you than hate you. If you hide, you will never get anything done and you will not respect yourself which is more important.
8. Waiting until you are ready.

Life is funny. Things can be here one minute and gone the next.

If you want to do something important, you have to do it now. If it is a long term project, start it. Put target dates on your action items and get started.
9. Putting yourself last.

This never works! Your life is divided into parts. All parts have to be in balance with each other or they fall apart. How can you be there and strong for others if you are ill or exhausted?

Get your sleep. Eat well. Take your vitamins. Keep your personal things in order. If you go by the boards, there will be no one to do all the things you do for everyone else. You have a DUTY to care for yourself.
10. Being envious.

I see this a lot. People who are envious seek to tear down those who have something they do not have and want.

When you destroy someone else, you destroy yourself. Call it Karma or whatever, but it is a truth in life.

Go to that person and find out how they got what they wanted and then go do those things. There is NO reason that you cannot have everything you want in life. Go learn how to get it.
11. Complaining about things and being unwilling to do anything to fix it.

I love people who complain about something and put forth NO SOLUTION. Anyone can do that.

If something is not right you should complain, but never do it unless you have a solution.

It is the difference between being completely effected by things or the powerful cause of things. You can choose which one to be. I can tell you that powerful cause is much more fun than effect.
12. Picking on yourself.

“I am not thin enough.” “I am not smart enough”. “I am not a good person”.

If you are thinking those things about yourself, someone has been telling you them in the past or present. People who tell you these things or imply them are NOT your friends. Ditch them! Then give yourself a break.

A wise man once said “Don’t go into battle with your daggers pointing inward.” You don’t need to help stupid people cut you up. Put your daggers away for now and only take them out when you need them.
13. Believing that you are meat and bones.

You are not. It is that simple. You are a spiritual being in a steak and burger body, navigating your way through a house of cards.

If we were meat bodies, there would be no Sistine Chapel Ceiling, No Bernini sculptures, No Sonata Pathetique. There would be no art in life.

Cows don’t compose great musical masterpieces while sitting around belching up cud. We are not animals. We are much, much more.
14. Blame others.

Again with blame. We should banish that from our consciousness. It is a negative and damaging thing and it is a lie. We cause things. We cause things that go bad sometimes. It does not mean we are bad. We should just make things right again and go about our business.

If everyone did this and we stopped blowing up every minor transgression into a mortal sin, we would all be a lot happier and mentally healthier.
15. Believing what “experts” tell us.

I am sorry to have to tell you this but many “experts” are wrong.

The best example of this is the evidence coming out about how damaging the effect of psychotropic drugs are. These were the rage for awhile and guess what, they are extremely toxic. The lawsuits have been ramping up and it is obvious that the “experts” had another agenda. They were lining their pockets.

Back in the 50′s, there was a drug called Thalidomide. This was given to pregnant women to reduce morning sickness. It was also an anti-anxiety drug. Unfortunately, Thalidomide caused massive birth defects and half of the affected babies did not survive. Those that did had deformed or missing arms and legs.

Look for yourself before believing anything someone tells you, even an “expert”.
16. Thinking you are wrong because someone tells you you are.

Since I have become a popular blogger, you would not believe how many people have told me that I am wrong, stupid, evil and crazy.

But what of it?

I have sufficient power of observation that I can see when something is right or it is wrong and so do you. If we believe it is right, it is right until we see actual evidence that it isn’t.

The more someone asserts your wrongness without real evidence. The more likely it is that you are right.
17. Having fixed ideas.

False ideas that you believe are true, blind you. After all, if you think you know everything about someone or something, why should you look?

Fixed ideas can be as simple as believing that all men like peanut brittle. These ideas made sense to us for whatever reason at one time and we adopted them. Now we need to relook at them because they may not be totally true.

If you don’t look at things in present time, you don’t know the truth about them. Things change. People change. If you don’t see them as they are, you are living a lie.

Take a fresh look. Take out all those dusty old ideas from the corners of your mind and see if they are still true. If not, put them in the trash.
18. Thinking you don’t have anything to learn.

One of the great things about us as a race of beings, is that we are constantly changing. Every day there are new things to learn.

Those who think they already know everything are missing out. And falling behind.

Be curious. Learn as much as you can every day. You never know when information will come in handy.
19. Denying yourself pleasure.

Did you know that back in the Renaissance period, there was a priest named Savonarola who went around telling everyone that any kind of pleasure was a sin?

He set up giant bonfires in the town square of Florence and burned all of the nice things including priceless paintings, furniture, jewels, anything that gave pleasure to those who owned them. This was called “The Bonfire of the Vanities”. It was evil and it was based on a lie.

Life is a balance. We work hard and in exchange, we owe ourselves pleasure. Most of the things we enjoy are very pro survival. A beautiful dress, a perfectly cooked meal, and beautiful Music are joys benefit you and those around you. Seek out pleasure and create things for you and others to enjoy.

A life that has way more pain and effort in it than happiness, is an unhappy life. If you have a lot of pain in your life, you must over balance it with pleasure in order to be happy.
20. Thinking that anyone else is responsible for your happiness.

I once had a co-worker who constantly trash talked her husband because he didn’t make her happy. I knew him. He was a fine man and worked relentlessly to try and give her what she wanted. She finally left him and went off with some deadbeat. He married another woman who appreciated him and is happy.

Your life is a cake and your partner is the frosting. If the cake is bad. The frosting will not make it good. If the cake is weak, the frosting will not make it strong.

You have the ability to make your life exactly what you want it to be. Make your cake first and then find the right frosting.
21. Trying to make things perfect.

While the search for perfection is necessary for anyone who wants to succeed, one must realize that life is not sitting still. It moves and changes.

Understand this. Never lose the desire to make things perfect. That is a trait of successful people. Do understand that sometimes, there will be coats hung over chairs and that the dog will poo on the rug occasionally. Clean it up and don’t worry about it.
22. Trying to make those around you be perfect.

Everyone has their own idea about who they should be. Many times it doesn’t match what others think they should be.

So what? No one can decide who they should be but that person. They might be perfect in their own estimation.

Kids especially, tend to be molded too much by their parents. Parents do have the job of making sure the child survives but they do not have the right to insist that their child be someone he is not. It is a fine line.

Talk to your child a lot. Good communication creates a lot of wonderful things.
23. Not Letting others make their mistakes.

I know this is difficult. Those of us who have made epic mistakes are the worst offenders. (Myself included!)

It is hard to watch someone you love suffer something that could have been avoided but honestly, people learn in their own ways and some of us have to really screw up to figure it all out.
24. Thinking that no one cares about you.

Most people do not communicate. It is a sad truth.

You may think that nobody gives a rip about you but that is not true. they care, they just aren’t saying.

You could be the most important person in someone’s life. You could be their entire world. And they may never let you know.

People have been punished too much for communicating so they decide on some level, to stop doing it. Make it safe for them to say whatever is on their minds. Send lots of communication to them and they will open up. It make take time.

But always know that someone loves you. They just do.
25. Thinking that because something awful happened to you, life will always suck.

I thought this for a long time. My life was sucky. If you are going through a bad time, just know that sooner or later you will feel better.

Here is a cure for a sucky life: overwhelm the pain with pleasure.

Do things that you think will give you pleasure even if you don’t feel like it. Keep doing it. Spoil yourself rotten! And keep it up.

If what happened to you was really bad, it will take a LOT of pleasure to counteract the pain. But sooner or later a balance will be achieved and you will find happiness once again.

I have a thing called a “Pleasure bomb.” These are happy  moments in the future that I plant in the present.

For example, send yourself flowers then forget that you sent them, order a box of candy to be delivered months in advance, set up a dinner with someone you love to be with.

There are so many ways to plant “Pleasure bombs” that you will be happier just trying to think up new ones.

Once you have relooked at these old ideas, check out what happens in your life and then write me. I would love to hear about it!


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Sekadar Renungan Pagi Jumaat (II)

Sekadar untuk renungan di pagi jumaat yang mulia ini

Beberapa peristiwa yang berlaku sepanjang minggu , yang saya baca di media massa dan media social tentang dua anak seni, Erma Fatima dengan isu kemban, dan Raja Azmi dengan isu tudung membuat saya terpanggil untuk menuliskan sesuatu .

Pertama kali saya ternampak post Erma di Instagram beliau dimana beliau berkongsi gambar gambar pelakon drama Tahta yang antara lain menemukan kembali Erra & Awie, Elie Suriyati dan beberapa orang pelakon yang lain -yang mana pelakun wanitanya hanya berkemban.

Pada saya yang memang kurang arif untuk bercakap tentang soal agama , namun sekadar luahan ikhlas mungkin  Erma boleh menukarkan  ‘berkemban’ itu dengan memakai baju kebaya dan kain batik, contohnya. Mungkin tidak akan banyak mencacatkan jalan ceritanya.

Saya  minta maaf sekiranya tulisan saya ini membuat Erma marah atau tersinggung, tapi anggaplah sekadar peringatan sesama insan. Kalaupun bukan kita yang berkemban, tetapi setiap mata yang memandang tubuh pelakon pelakon wanita yang mendedahkan tubuh mereka, bagaimana pula. Sanggupkah kita bersekongkol menanggung dosa orang yang melihat. Sebagai pengarah Melayu dan beragama Islam Erma mestinya lebih mengerti.

Saya begitu mengkagumi karya karya hebat Erma Fatima, Embun antara lain, Tahajjud Cinta  (drama), Diva Popular antara yang pernah saya tonton. Beliau memang salah seorang pelakon, pengarah, pengkarya seni yang saya kagumi hasil kerjanya.

Mungkin kontroversi itu penting, tapi ada juga beberapa perkara lain yang lebih penting yang juga perlu diambil kira.

Untuk Raja Azmi, kadang kadang lebih baik kita diam dari bercakap tentang soal agama yang begitu sensisif,  yang kita sendiri kurang arif. Hukum bertudung itu wajib, walau apapun hujah dan alasannya. Kalau dirasakan diri belum bersedia untuk bertudung, baik diam dan jangan mengeluarkan komen yang boleh memakan diri sendiri.

Salam Jumaat.

Dibawah sedikit komen saya yang pernah tersiar dalam MStar online dibawah mengenai filem arahan Erma, Embun.

Mstar (Published on 16th Sept 2002)

EMBUN adalah buah tangan terbaru Erma Fatima dalam persada filem tanah air. Filem yang mendapat pembiayaan sebanyak RM3 juta, belanja paling besar pernah dikeluarkan dalam sejarah perfileman Melayu ini menggandingkan pelakon handalan seperti Rahim Razali, Umie Aida, Ellie Suriati Omar, Hani Mohsin dan Khatijah Tan (sekadar menyebut beberapa nama).

Secara keseluruhannya Erma berjaya menggarap filem ini sebagai sebuah karya yang bagus. Sinematografi yang cantik dan lakonan yang mantap oleh pendukung watak mampu meletakkan Embun di tahap yang jarang-jarang dicapai dalam industri filem Melayu. Cerita mengenai perjuangan bangsa Melayu menentang penjajah memang perlu agar generasi muda lebih menghargai erti kemerdekaan negara.

Dalam Embun, Erma berjaya mengangkat martabat filem Melayu, namun menjerat ‘maruah’ diri dan pelakonnya iaitu Izi Yahya (Al fatihah) dan Umie Aida. Adegan rogol yang membabitkan Umie Aida dan Izi Yahya disensasikan sejak awal dengan kenyataan Umie sendiri yang begitu ‘berminat’ menceritakan bagaimana adegan ini dilakukan.

Publisiti murahan ini menjadi lebih sensasi apabila Izi Yahya yang melakonkan watak pegawai tentera Jepun membuat kenyataan berani dengan pengakuannya sanggup berlakon separuh bogel. Erma pula seharusnya lebih bijak menangani kontroversi ini, bukannya tampil dengan kenyataan yang cuba memperbodohkan pembaca.

Apakah Erma Fatima, Umie Aida dan Izi Yahya terlupa, dalam perjuangan untuk memartabatkan filem Melayu, ada batas dan nilai tertentu yang tidak harus dipandang ringan. Kenapa harus kita korbankan adat dan tatasusila bangsa Melayu semata-mata untuk memuaskan hati orang lain? Apakah berbaloi pujian atau pengiktirafan yang kalaupun diperoleh itu walaupun terpaksa menggadaikan maruah diri, bangsa dan agama?

Saya percaya tanpa babak rogol itu ia boleh berdiri dengan sendiri. Malah Erma akan lebih dihormati. Kredibilitinya memang telah teruji dengan penghasilan filem seperti Jimi Asmara dan Perempuan Melayu Terakhir yang pernah memenangi anugerah di festival filem luar negara

Rasanya cukuplah Izi Yahya menjadi perogol ganas dalam Embun dan Ali Setan. Saya percaya bakat anda akan lebih menyerlah dengan watak lain yang tidak kurang hebatnya bagi seorang pelakon handalan seperti anda.

Bakat dan kebolehan Umie Aida memang diakui, namun diharapkan pada masa akan datang Umie akan lebih berhati-hati kerana sekian lama anda mengabdikan diri dalam dunia seni, anda harus bijak membuat perhitungan.

Keupayaan Erma menghasilkan Embun dengan begitu baik, memang tidak dipertikaikan meskipun terpaksa berhadapan dengan pelbagai kontroversi. Barangkali ada rahmat di sebalik ini, sekurang-kurangnya peningkatan dari segi kutipan, namun saya berharap Erma akan belajar daripada kesilapannya. Anda memang seorang pengarah yang hebat dan gunakanlah kebolehan dan kepakaran anda dalam menghasilkan karya yang lebih hebat namun kurang mengundang kontroversi.

Sebagai insan biasa, kita tidak lari dari melakukan kesilapan, belajarlah dari kesilapan itu, mudah-mudahan ianya tidak berulang. Majulah filem untuk Malaysia!

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What does living with integrity mean

Live up to your words, never lie . Good Morning & have a blessed Friday people..

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Police seize RM18mil worth of drugs

Hard evidence: Comm Noor Rashid (third from left) showing the drugs seized in the raids during a press conference at Bukit Aman.

Hard evidence: Comm Noor Rashid (third from left) showing the drugs seized in the raids during a press conference at Bukit Aman.
KUALA LUMPUR: Police seized RM18mil worth of drugs in a series of raids in what is believed to be the largest drug bust of the year.

Five men, one of whom is a Singaporean, were arrested in the raids in Selangor and Malacca on Tuesday.

Narcotics Crime Investigation Department (NCID) director Comm Datuk Noor Rashid Ibrahim said police caught wind of the syndicate early this year.

“Utilising our Special Tactical Intelligence Narcotics Group (STING), we watched them and studied their methods for a while before moving in.

“The first raid was around 8.30pm at the basement car park of a mall in USJ (in Subang Jaya) where we arrested two men including the foreigner,” he said at the federal police headquarters in Bukit Aman here yesterday.

Both men were in the middle of transferring drugs between two cars when they are arrested.

“Three sacks full of white powder, believed to be syabu, weighing about 75kg were found in the boot of the cars,” he said.

Following the arrests, police apprehended another syndicate member in the mall.

Comm Noor Rashid said the information gathered from the three led police to raid a house in Ayer Keroh, Malacca, arresting two men.

“We also raided a shophouse in Taman Merdeka Permai, Malacca, which served as the group’s storage premises,” he said, adding that police found some 49.7kg worth of drugs there.

Comm Noor Rashid said the total street value of the drugs was estimated to be around RM18mil.

“We also seized RM20,000 in cash in the first raid,” he said.

Comm Noor Rashid said the syndicate had been smuggling the drugs into the country by hiding them in shipping containers.

“We believe the drugs came from different parts of the world, including Africa, Afghanistan and India.

“The quality of the drugs is quite low compared to the ones originating from Iran, which has a higher purity rate,” he said.

Police believe the drugs were for the local and regional market.

Comm Noor Rashid said the five detained, aged between 21 and 58, would be remanded for seven days.

“We are still looking for re­­maining members of the syndicate,” he said.

source : The Star

* Kudos to PRDM! Malaysia has become a transit point for drug dealers. With such a large seizure, wonder how much has already made their way into the market. Youngsters who are drug addicts with no source of income will turn to crimes to gain monies for drugs. And that increased crime rates and we o longer feel safe. Please do more to curb the menace.

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